The Digester

Fed says reserves are ample and will buy T-bills to maintain a buffer

Feb 23rd 2026

The FOMC judged reserves ample in December 2025 and directed the New York Fed to make monthly Treasury bill purchases so the Fed can steer short-term rates with administered rates rather than daily operations.

  • In December 2025 the FOMC judged bank reserve balances to be at an ample level and ordered reserve management purchases.
  • Ample reserves let the Fed control the federal funds rate mainly by changing administered rates like IORB and ON RRP instead of daily open market operations.
  • The Desk will start with about $40 billion of Treasury bill purchases in the first month and will publish monthly planned purchases to keep reserves in the target range.
  • Fluctuations in currency demand and the Treasury General Account move reserves up or down without changing total Fed assets, with average weekly TGA swings near $57 billion over five years.
  • These monthly buys are routine balance sheet maintenance, not quantitative easing, intended to limit short-term money market volatility such as the spikes seen in September 2019.