US banks post record $300bn profit in 2025
Feb 23rd 2026
US banks reported $300 billion in aggregate profits for 2025, the highest annual total on record, with analysts pointing to wider interest margins and strong capital markets activity as key drivers.
- Aggregate US bank profits reached $300 billion in 2025, a new record.
- Higher interest rates widened net interest margins and boosted core banking income.
- Strong trading, fees and investment-banking activity added a second revenue tailwind.
- Many large banks returned cash to investors through dividends and buybacks.
- The profits have increased scrutiny from regulators and policymakers over consumer costs and industry practices.